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Health Insurance Marketplace Plans 2023

Introduction Marketplace plans are a type of health insurance that is available to people who aren't covered by their employer, Medicare or Medicaid. Marketplace plans offer coverage for doctor's visits, hospital stays and prescription drugs. They also include free preventive services like vaccines and cancer screenings. Marketplace plans can only be purchased through the Health Insurance Marketplace. To learn more about marketplace plans visit www.healthcare.gov/glossary/marketplace-plans/. What are "marketplace plans"? Marketplace plans are health insurance plans that meet certain requirements of the Affordable Care Act. They're also called individual health insurance plans because they can be sold to individuals and families who aren't covered through an employer or government program such as Medicare. Marketplace plans may be sold by private companies or through government-run health insurance exchanges (also called marketplaces), which is where you'll
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